Key Questions Financial Professionals vary greatly in terms of the quality of their information, their level of service, and the way they are paid. Before making a decision to hire or keep a Financial Professional, please get a clear and compelling answer to the following questions:How long have you been personally responsible for managing client portfolios?What formal training have you undertaken that makes you qualified to give advice in the areas of investment, financial planning, and estate planning?What is the process you use to manage client portfolios?Please describe your client service strategy. What can I expect in terms of communication and ongoing service?How are you compensated? How are your fees calculated? Please describe ALL fees, commissions, and "spreads" I will incur if I choose to do business with you.